Understanding an Insurance Company’s Case Evaluation Process

A car accident can rattle even those with nerves of steel.  Oftentimes, there is also a sense of confusion after an accident and involved parties may disagree who is at fault. One may not have insurance or may object to having the police called, wanting to just settle it between you and them.  In a worst case scenario, someone is injured. If this is the case, it is important to file a personal injury claim with a reputable law firm as soon as you’ve received treatment for your injuries.

For individuals in car accidents it can be easy to make a mistake following the accident. You may forget to get witness information, take pictures, or miss something else important. One of the most common mistakes that victims make is giving the other insurance company too much information.  After being in a car accident where the other driver was at fault, you can expect to be contacted by the other driver’s insurance company who will ask you for the following information:

Medical Records and Medical Bills

While in some cases,  medical record and medical bills may be needed for the claim, you should be aware that you don’t have to hand over billing statements that contain any discounts given to you by the hospital after treating you for your injuries.  For example, if your injuries cost a total of $200,000 but the hospital gave you a discount of $50,000 and the other insurance company sees this discount, they will only reimburse you for $150,000 instead of the $200,000 you are actually entitled to.  To be safe and to avoid losing money in a personal injury case, contact a lawyer in Arizona immediately after a car accident to make sure you make all the right decisions, starting with the phone call from the other insurance agency.

To prevent making mistakes with the other insurance company, as well as other mistakes during your personal injury claim, it is important to retain an experienced lawyer in Arizona.  The legal team at Hastings & Hastings can guide you from start to finish during your personal injury claim in Arizona.  We offer a free, no obligation initial consultation where we will listen to your story, ask questions and answer all of your questions. We will give you our expert legal advice at no-obligation. To speak with a friendly, experienced member of our legal team, contact Hastings and Hastings at 800-975-0080.